**scroll to learn about us!**
forget boring spreadsheets and guilt trips. our ai-powered system learns your habits and helps you win with money while still living your best life
connects to your accounts and categorizes everything automatically. no manual entry, no headaches.
set goals that matter to you. vacation? new car? house? we'll show you exactly how to get there.
get personalized tips that actually make sense for your lifestyle. no generic advice here.
connect with 12,500+ members who are all about that financial growth mindset. share wins, get advice, level up together.
share your wins, get support when you need it
gamified savings challenges with real prizes
weekly masterclasses from financial experts
sarah, 24
marketing coordinator
"saved $3k in 2 months without feeling restricted at all 🔥"
marcus, 28
software engineer
"finally understand where my money goes. game changer fr"
alex, 26
graphic designer
"the community support hits different. we all winning together"
built for the modern generation. clean, simple, effective.
manage everything from your phone
personalized recommendations
your data stays protected
real-time updates across devices
the minds behind optimal
CEO & Founder
Carlos writes the optimal newsletter on Substack, sharing insights on productivity, finance, and living optimally. His weekly posts reach thousands of readers looking to level up their lives.
read the newsletterfeatured newsletter posts will appear here
featured newsletter posts will appear here
featured newsletter posts will appear here
we're here to make tools to help you live more optimal! join optimal! budgeting optimal.
optimal is for the ambitious, the dreamers, the ones who want more but don't want to sacrifice everything to get there. we're here to help you win with money while still being you.